Paytm allows users to make payments by tapping the phone on a PoS machine

The service can be used even if the phone is locked or if there is no mobile data or Internet connection. Paytm’s Tap to Pay service is available to paid Android and iOS users through Paytm all-in-one PoS devices and also PoS machines from other banks.

To use the Tap to Pay option on the Paytm app, follow the quick steps:

1. Choose an eligible registered card from the list of cards or click “Add a new card” on the Tap to Pay home screen

2. Provide the required card details on the next screen.

3. Accept the conditions of use of the issuers for Tap to Pay

4. Provide the OTP received on your mobile phone number (or email id) registered with the card.

5. You will now be able to see the activated card at the top of the Tap to Pay home screen.

Additionally, Paytm uses its robust technology to convert the 16-digit Master Account Number (PAN) of the selected card into a secure transaction code or “digital ID”. is not shared with any third-party payment processor. When a user visits a point of sale, they can simply touch and pay on the PoS device, without having to share their card details during the transaction.

It allows payments to be made at all points of sale that have card distributors that support NFC (near-field communication). Cards can be managed through a dedicated dashboard on the Paytm app which offers a section on card transaction history and can also change the primary tokenized card at any time in a few simple steps. The dashboard also allows the user to modify or de-tokenize the card whenever necessary.

The Paytm spokesperson said: “The true digitization of financial services can only happen when it is not hampered by data limitations. With the introduction of Tap to Pay, we now allow our users to perform all digital transactions with or without mobile data. This service is supported by Paytm All-in-One PoS, as well as most major banks and card networks to provide our users with the widest range of choices. “