How to open a new account online


Open a browser and go to

If you are an F&M Bank customer with an online banking username and password, enter this information at the top right to connection.

If you need to sign up for online and mobile banking, choose Register for online banking directly under the login portal.

Enter your username and password to log into online banking and open your new account.

Please note that for security reasons, two-factor authentication is required. A temporary password by SMS, phone call or by the Authy application if it has already been installed.

Click once on the three-dot button at the top right (…)

To choose Add an account and on the next screen, click Opening an account.

If you do not have an F&M Bank account, choose New account to start.

If you are an F&M Bank customer, choose Existing customer to start.

Note: After 15 minutes of inactivity, the process will time out for your safety.

On the next screen, click Staff.

Here you will choose your preferred bank location with the account you want to open: Check, savings, money market or CD. You’re just steps away from your new account!

Make sure to click on the + sign to choose your debit card option.

On the following screens, you will enter your personal information, contact details, joint account and beneficiary status, and upload a photo of your driver’s license or state-issued photo ID. If you are a current customer of F&M Bank, some information will be automatically filled in for your convenience.

Once you have completed the steps listed above, you will be prompted to review the disclosures and electronically sign to approve your new account.

Within two working days you will receive a confirmation email from F&M Bank. If no action is taken, you will receive a reminder email after ten days.

Congratulations on your new F&M Bank account! We value your business!

About Marion Browning

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