Two Factor Authentication – Your Pass Wed, 08 Jun 2022 07:03:13 +0000 en-US hourly 1 Two Factor Authentication – Your Pass 32 32 LastPass Introduces Passwordless Vault Access Wed, 08 Jun 2022 04:50:05 +0000

LastPass, maker of the password management service, introduced support for accessing a customer’s vault using passwordless technology in June 2022.

image credit: Last Pass

Passwordless account systems use other means of authentication to provide users with access to services and accounts. Instead of requiring account passwords, passwordless systems use mobile apps, biometric identification technologies, hardware security keys, or other identification technologies.

LastPass users setting up passwordless access currently require the LastPass Authenticator app to do so. Support for other passwordless authentication systems will be added in the future according to LastPass, but currently only the Authenticator app offers this functionality.

LastPass users verify login requests in the LastPass Authenticator app to log in to their accounts; you no longer need to type or paste the master password for the account to access it once no password is enabled for the account.

LastPass notes that passwordless login offers advantages over traditional password-based logins: according to the company, passwordless eliminates the stress of having to choose and remember passwords, and it blocks data breaches and hacks that use stolen passwords. Passwordless authentication, on the other hand, requires access to the LastPass Authenticator app. In the future, customers will be able to log in using biometric authentication or hardware security keys.

The master account password is still required for some operations. Passwordless login to LastPass requires access to the LastPass Authenticator app; if the application is not available, for example when the phone is lost, stolen or damaged, then it is necessary to use the master password to access the account.

The master password is required to add new devices to the list of trusted devices. Anyone with access to the LastPass app could otherwise log into a user’s vault.

LastPass customers must download the Authenticator app on their mobile devices and set up passwordless in their vault to switch to the new authentication method.

Microsoft introduced support for passwordless access to Microsoft accounts in 2021, and Google, Microsoft, and Apple committed in 2022 to a passwordless sign-in standard.

Closing words

Passwords are a major attack vector, especially if two-factor authentication is not used or supported. Passwordless authentication takes the password out of the equation and simply uses second factor authentication to verify logins.

Now you: Do you already use passwordless authentication or do you plan to do so?


LastPass Introduces Passwordless Vault Access

Article name

LastPass Introduces Passwordless Vault Access

The description

LastPass, maker of the password management service, has introduced support for accessing a customer’s vault using passwordless technology.


Martin Brinkman


Ghacks Technology News



The Ultimate Facebook Privacy and Security Checklist Sun, 05 Jun 2022 19:00:00 +0000

Prepare for hacks and data breaches. Here are all the steps you need to follow to lock your Facebook profile and control your privacy.

When social media started gaining traction in the early 2000s, privacy was less of a concern due to the limitations of social media platforms, and perhaps because fewer people had access to the internet. Nowadays, thanks to security breaches and data leaks, we are all very aware that our digital privacy is volatile.

With the vast amount of information available on your Facebook profile, it’s important to protect your privacy from identity theft, hackers, and people who might want to access your account. By limiting the personal data accessible to others, you can protect yourself and those around you.

To help you, we’ve put together a checklist of steps you can take to lock down your Facebook profile. We’ve separated them by the different sections found in Facebook’s settings page.

FREE DOWNLOAD: This cheat sheet is available as a downloadable PDF from our distribution partner, TradePub. You will need to fill out a short form to access it for the first time only. Download the ultimate Facebook privacy and security checklist cheat sheet.

  • Under the Security and Login tab, check the box Where you are logged in section to identify the devices you have connected to Facebook. If you see a browser or device you don’t recognize, select it. three points next and choose Sign out. If you notice anything suspicious, select Not you?.
  • If you think someone might have access to your Facebook, go to Login section of Security and connectionthen select Change password. You need to create a hard-to-guess passphrase that is different from the ones you had before (include upper and lowercase letters, numbers, and special characters).
  • Don’t want to save your login information? If someone else has access to your computer or devices, you can choose not to save your login information by changing the Save your login information option. Here you can delete an account or delete information saved on other devices.
  • To further strengthen your security, you can add two-factor authentication to your Facebook account. You can use an authenticator app, receive an SMS message or a security key when you log in from an unrecognized browser or device.
  • Be informed of any unrecognized Facebook connection attempt by the option of Receive alerts on unrecognized connections under the Implementing additional security section.


  • You must ensure that the visibility of your current and future publications corresponds to your expectations. You can do this by visiting the Privacy tab and navigating to Your activity. Future posts can be set to public, friends, friends except, only me, or specific friends.
  • The activity section also lets you review any posts or pictures you’ve been tagged in. You can accept or reject tags by displaying the Activity Log.
  • If you’d rather people not see any of your old posts on Facebook, you can choose to limit the audience of old posts on your timeline. This means that any previous public posts or those you’ve shared with friends of friends will be restricted to your friends only.
  • Privacy doesn’t just stop with your own information. You can limit the audience that sees the people, pages, and lists you follow. The same options apply here as for future releases.
  • Locking your Facebook security can prevent people from finding you, but you can adjust the settings in the How people can find and contact you section. Here you can allow everyone to send you friend requests, or only friends of friends.
  • If people can’t find you through Facebook search using your name, they might be able to find you using the email address or phone number you provided when you signed up. You can remove this option by selecting Just meor limit it to friends or friends of friends.
  • To ensure that your Facebook profile cannot be found via search engines, select Nope under the Would you like search engines outside of Facebook to link to your profile section.
  • Don’t want to be harassed by strangers via Facebook Messenger? You can decide whether chats are received or filtered on message requests by adjusting your Potential Connections and The other people in the How do you receive message requests settings.

  • While you can view your tagged posts and photos elsewhere, you can adjust the global settings for them under the Profile & Tagging tab. Here you can decide who can post on your profile.
  • Once someone posts something, posts to your profile by other people (friends, friends of friends, friends except, specific friends, and everyone) may be viewable. Be sure to set the audience to decide who can see other people’s posts on your profile.
  • If you want to further customize your profile settings, you can hide comments containing certain words from your profile by adding words, phrases or emojis. This means that comments containing these words will only remain visible to those who wrote them and their friends.
  • Allowing friends to tag you in photos or messages can be managed in the markup section. Here you can limit who sees posts you’re tagged in, as well as the post’s audience.
  • Not sure if you’re happy with what you’ve been tagged in? You can see the posts you’re tagged in or the tags people add to your posts under the tab Revision section.

  • The Public Posts tab in Facebook settings lets you decide who can follow you (including your posts, stories, and reels). This information may be shared publicly or only with your friends.
  • Once you’ve published a post, you can adjust the audience who can comment on your posts. However, it should be noted that if you limit this to friends, their friends may still be able to comment.
  • Some information on Facebook is always public, such as your cover photos, profile photos, and featured photos. You can manage who can like or comment on them, including the public, friends of friends, or friends only.
  • If you’ve commented or been tagged in a public group post that’s then shared outside of Facebook, you can turn off previews so that your username and profile picture don’t show. This can be done by the Off-Facebook previews option.

  • Adding people to your restricted list on Facebook via the Blocking tab means that they will remain your friends on Facebook, but will not be able to see only the posts you share with your friends.
  • If you want to block a Facebook user from seeing your timeline, tagging you, adding you as a friend, or even having a conversation with you, you can add them to your blocked list.
  • To block someone from your Facebook and Facebook Messenger, you can add them to your Block messages listing. You will also need to make sure to block their profile on Facebook.
  • Harmful applications for which you do not want to receive notifications? By using the Block app invites and Block apps options, you can stop certain people from being invited to apps or stop notifications from specific apps altogether.

6. Quick Tips

  • To make sure your privacy settings are up to date, you need to run Facebook’s privacy control under Settings and Privacy. This is a quick overview of your existing settings for who can see what you share, how people find you, and more.
  • Below general settings, you must ensure that your name and contact details are correct. If you lose access to your account and need to prove your identity, you will need to be able to confirm your details.
  • Don’t want Facebook to know where you are? Check the Location and disable location history for your mobile devices.

Be Aware of Facebook Privacy

By cleaning up old messages, being careful who sees your photos, and limiting access to your personal data, you can create a secure online presence on Facebook and other social media. It’s worth revisiting these settings periodically to make sure everything is as locked down as you want it to be.

6 Ways to Make TeamViewer More Safe, Private and Secure Fri, 03 Jun 2022 20:30:00 +0000

TeamViewer is one of the most popular remote access software. You may find TeamViewer to be a fantastic program for gaining remote access. However, it is also an easy way for hackers to take advantage of your personal information.

Besides that, this tool has also been used for support scams before. So is TeamViewer safe to use? Granted, hackers can abuse this program, but if used correctly, it’s an incredible way to gain remote access.

Here’s how to make TeamViewer safer, more private, and more secure.

1. Enable two-factor authentication (2FA)

Curious about two-factor authentication? Two-factor authentication in TeamViewer gives accounts an extra layer of protection. This feature allows a verification step of the login ID and password.

When two-factor authentication is enabled, you get a unique code on your smartphone shortly after entering your username and password. This is an invincible barrier against tech support scams and other cyber crimes.

When someone tries to connect to the secure device, you will then receive a push notification on your phone with the device ID and a prompt asking whether you want to let them connect or not.

To set up two-factor authentication, open TeamViewer settings on your desktop, then click Security > Two-factor authentication for logins > Configure. To add a new approval device to approve connections, simply follow the on-screen instructions.


2. Set up a unique strong password

Whether you use TeamViewer or any other service, you should always use a password that contains both upper and lower case letters, special characters and numbers. This simple method can protect your account and prevent hackers from accessing your information.

Follow these steps to update your TeamViewer password:

  1. Log in to the TeamViewer user management console.
  2. Open your Profile settings and click on the Security option.

  3. Now click on the Change password button.
  4. Enter your current password and a new password.
  5. Once you are done, confirm the changes by clicking Change password Again.

When entering your new password, you should avoid making common password mistakes that could compromise your account security. Do not use popular or easily guessed passwords such as “123456”, “abc123”, “qwerty”, etc.

Use a password manager to generate and store your passwords, so you don’t have to remember them all. There are many other benefits of password managers that make them essential for everyone.

3. Activate unattended access in TeamViewer

Unattended Access in TeamViewer allows you to remotely access or control your computer at any time without physically being there. This method is more secure than those that rely on passwords due to the presence of a powerful feature: the aforementioned two-factor authentication.

Using two-factor authentication to secure your TeamViewer account greatly reduces the likelihood of a third party gaining access to your devices. However, if the device is not yet associated with your TeamViewer account, you will need to assign it first.

Follow these steps to enable unattended access in TeamViewer:

  1. Open the TeamViewer console.
  2. Enable or toggle the Start TeamViewer with Windows and Grant easy access checkboxes.

  3. Now, on the next screen, click on the Attribute to assign your device to your TeamViewer account.

4. Configure blocking and allowlist

You can easily track who can connect to your devices using TeamViewer using the Allow List and Block List options.

Blocklist, as the name suggests, allows you to block specific partners or devices from connecting to your computer. TeamViewer credentials or accounts on the blocklist will not be able to connect to your computer.

You can, on the other hand, configure your personalized whitelist to allow only specific partners or contacts to connect to your computer. Therefore, even if strangers somehow get your TeamViewer email address and password, they cannot log into your computer.

Here’s how to configure your custom list to allow or block someone in TeamViewer:

  1. Open the TeamViewer console and click the gear icon or the settings button in the upper right corner.

  2. Then navigate to Security > Block & Allow List > Configure…

  3. A new window will open. Select if you want Allow Where Deny access to partners on your list.
  4. When finished, click the To add button.
  5. Manually add the partners or contacts in the list and save the changes by clicking on the OKAY button.

Is TeamViewer safe for business use? Yes, provided you follow the security measures described.

To ensure greater security, you can simply connect your company or company profile to your TeamViewer account, and you can also whitelist the full company profile. This is useful if you only want certain people to have remote access to your device.

5. Disable TeamViewer startup with Windows

Usually, the best way to prevent hackers from accessing your computer is to log out of the application. Thus, to avoid any attack via TeamViewer when you are away from your PC, we recommend that you log out of your TeamViewer account.

The same advice applies to all computer programs. Hackers are always on the lookout for this kind of remote access apps so they can use your computer as part of a botnet and launch DDoS attacks.

You should only run the TeamViewer program when you need it. But what if you need TeamViewer always on for your job? In this case, you don’t need to log out, just disable the Start TeamViewer with Windows TeamViewer console option.

To ensure greater security, you can also disable autostart by using one of the many options for disabling startup programs in Windows. This is the best way to prevent someone from accessing your desktop.

If you’re using unattended access, you should keep this feature on because otherwise it might not work as expected.

6. Advanced security options in TeamViewer

You can control TeamViewer’s remote access features in various ways with its advanced security options. This kind of advanced security gives remote access sessions a wide range of minor permissions.

You can set these options to allow, after confirmation, or deny, depending on your needs. But we recommend that you choose the “after confirmation” or “confirm all” tab so that it asks for access permission before transferring files or connecting to a VPN.

Follow these steps to make the recommended changes for enhanced security and a safer TeamViewer experience:

  1. Open your TeamViewer console and navigate to Settings > Advanced.
  2. Now click on the Show advanced options button.

  3. Now uncheck the boxes next to Close tray menu and Clipboard synchronization.
  4. Toggle the Access control Possibility of Confirm all in the drop-down list.

  5. Finally, apply the changes by clicking OKAY.

Above all, if you’re wondering how to disable chats in TeamViewer, it’s quite simple. Move towards Settings > Advanced > Advanced Options and switch it Disable chats check box.

Is TeamViewer safe?

Yes, TeamViewer is safe to use, as long as you use it correctly and make it safer. Along with following the mentioned tips, you should also update it regularly to avoid emerging vulnerabilities.

You should also check trusted devices to see if your TeamViewer account has been hacked.

Cross-platform messaging scam makes a comeback on social media :: Wed, 01 Jun 2022 14:55:17 +0000

What’s old is new again in a resurgent social media scam affecting Facebook and Instagram Messenger users.

The scam

In recent weeks, there has been an increase in fake profiles that message Facebook users through Instagram. The scammer will duplicate a real profile using the Facebook profile picture of that account and send messages to the Facebook friends of the real profile using the cross-platform messaging feature on Instagram. Typically, the initial message will be “Hello, how are you?” If you reply to the message, you may be asked about a grant program or specifically a COVID relief program. The scammer may provide a link or email address for more information.

How to identify it

There are several ways to easily identify if the message sent to you is legitimate without opening the message. The profile name will usually be misspelled. There may be an extra letter or two in the last name or at the end, which makes it easy to miss if you’re not careful. The message is sent from an Instagram account, so check your friend’s Instagram profile picture to make sure it matches the one in the message. The scammer will use the Facebook profile picture to create the account. Again, this is another thing that’s easy to overlook since you get the message on Facebook Messenger.


Since the scammer creates a new Instagram profile, there are no security measures on your account that can specifically prevent this from happening. You should always use two-factor authentication, Facebook protection, and frequent password changes to avoid further issues. What you can do is make two changes to stop the scammer from messaging you and your Facebook friends.

1.) Disable cross-platform messaging. This is the feature to send messages to your Facebook messenger from Instagram. In Messenger go to preferences – manage message delivery – how you receive message requests and in the “Other people” section select “do not receive message requests” for others on Instagram

2.) Change who can see your Facebook friends. In your Facebook settings, go to settings – privacy – how people can find and contact you and change who can see your friends list to “only me”.

While there’s no way to completely avoid spam and scammers on social media, you can protect your accounts and ignore posts that seem unusual.

How LogonBox Authenticator Makes Windows Login More Secure Mon, 30 May 2022 14:54:20 +0000


As organizations strive to improve security, they often overlook their most critical network asset: users. Passwords have long been the primary method of authentication, but they are no longer secure enough on their own.

There are many reasons why passwords are not secure. One of the most common is that modern computers can easily guess, crack, or coerce passwords, especially if the password isn’t complex enough. When passwords are the only security measure used, it is easy for malware or hackers to steal passwords and gain access to sensitive information or systems.

Using Two-Factor Authentication in Windows

The National Institute of Standards and Technology (NIST) has released new guidelines that recommend against using passwords as the sole method of authentication.

Therefore, Windows administrators should introduce additional authentication steps into their authentication flows. The process is called multi-factor authentication (MFA) or two-factor authentication (2FA) and is a security process that requires two or more forms of identification to access data or systems. The first form of identification is usually “something you know”, like a password and the second form of identification is “something you have”, like a smartphone app.

The LogonBox Authenticator application is a one-touch secure authentication solution that allows your employees to log in to Windows securely. With LogonBox Authenticator, you can go beyond passwords and easily secure your staff.

How does the LogonBox authenticator work?

The LogonBox Authenticator introduces a two-step verification process to ensure that only authorized users can access your data. When a user enters their username and password in Windows, the system then sends a notification to their mobile phone. The LogonBox authenticator prompts the user for identification; this can be just a single click of a button or can optionally include biometric input such as the user’s fingerprint or FaceID. After the user completes the request in the app, the user is allowed to login to the system.

The Benefits of Using LogonBox Authenticator

There are many benefits to using LogonBox Authenticator, including:

Increased security: By using modern cryptography, the LogonBox authenticator makes it harder for someone to impersonate another user and gain access to sensitive information.

User-friendly: The LogonBox authenticator is very user-friendly and eliminates the need for passwords.

Increased productivity: The LogonBox Authenticator can save employees time by allowing them to quickly and easily log into Windows with their fingerprints.

Reset password: When used as part of the LogonBox SSPR solution, the LogonBox Authenticator helps the user reset their forgotten Active Directory password.

If you are looking for a safer and more user-friendly way to log in to Windows, the LogonBox Authenticator is the perfect solution.

Why should you use the LogonBox Authenticator?

With LogonBox Authenticator, you can easily add an extra layer of security to your Windows environment and protect your data from unauthorized access. However, support is not limited to Windows.

You can use LogonBox Authenticator in many different authentication flows. For example, you can protect any web application that supports SAML or JWT with a custom feed. You can use LogonBox Authenticator credentials to log in to SSH privileged accounts and secure solutions such as WordPress. And with LogonBox Directory, our cloud-hosted user directory, you can use the authenticator to log in to legacy apps that support LDAPS.

We also have open source projects that allow custom integration into many different types of solutions, with support for Java, Python, PHP, and Javascript/NodeJS already available.

How to get started with LogonBox Authenticator

Getting started is easy. You can add the LogonBox authenticator to your existing Active Directory infrastructure with LogonBox SSPR, available as an on-premises virtual appliance or cloud-hosted solution. You can also use LogonBox Directory, a modern cloud-hosted user directory solution.

Either way, LogonBox helps you create the secure authentication flows you need to protect your network and your users. Our team of experts are always available to help you if you have any questions. Contact us today to get started with LogonBox Authenticator.

Twitter settles $150 million privacy lawsuit / Digital Information World Sat, 28 May 2022 05:21:00 +0000

Twitter has been facing a lot of issues lately, and not all of them are tied to a certain billionaire whose name rhymes with pod. The social media platform has also been in the midst of an active lawsuit, and with all of that having been said and now out of the way, it’s important to note that they just settled that lawsuit to the tune of 150 million. dollars after admitting that it violated user privacy and used phone numbers for targeted advertising.

Many social media platforms implemented two-factor authentication some time ago, and Twitter was no different. However, one thing that sets Twitter apart is that it ended up using the phone numbers and email addresses users gave them to start targeting them with ads. This happened over a six-year period between 2013 and 2019, everything was considered and taken into account.

Twitter claims that this data was sent into marketing funnels by accident, but despite the fact that this is the case, it seems strange that a social media company would do something that benefits it so greatly by chance. The social media platform might actually be grateful to settle for $150 million due to the fact that it’s the kind of thing that could potentially make it better than Facebook which had to pay $5 billion to l time when this scandal and lawsuit first appeared.

The Justice Department and the Federal Trade Commission agreed that it was an appropriate fine given the violations, and it also demanded that Twitter allow third parties to audit its privacy program. It’s the latest in a series of hefty fines levied against big tech companies, but the continued prominence of privacy breaches indicates they may not have the intended effect. Many tech companies may even view it as a cost of doing business, in which case the fines won’t help reduce their tendency to treat their users’ privacy with such a laissez-faire approach.

Read next: More chaos around Twitter as shareholders sue Elon Musk and company over mishandling acquisition deal

The 7 main steps to prevent loan application fraud Mon, 23 May 2022 14:53:27 +0000

As more people access the Internet and more websites emerge, hackers have more opportunities.

Loan application fraud has been one of the most common scams over time.

This fraud, which consists of stealing personal information from people and using it to obtain a loan, has already had devastating consequences for organizations, businesses and individuals.

As a result, many businesses are already battening down the hatches and looking for ways to protect themselves and their customers.

Keep reading if you find yourself in this situation. We’ll go over the top seven ways to prevent loan application fraud in this article.

Let’s start.

Understanding credit fraud: what is it?

Loan fraud is defined as when someone uses your identity to obtain a loan without your permission.

A fraudulent act is sometimes committed by the person or organization offering the loan (the creditor). Sometimes it is the borrower (the debtor) who acts in bad faith.

Mortgage fraud, payday fraud, and loan fraud are all examples of loan fraud. In each of them, someone will be left out, while the counterpart will take advantage and disappear.

5 types of loan fraud

Several types of loan fraud can occur. Some of the most common are listed below.

Personal Loan Fraud

The most common and recurring type of loan fraud is personal fraud. It happens when someone takes out a loan while lying on their application. They could, for example, lie about their income or their ability to repay the loan.

Third Party Loan Fraud

Second-party fraud is the same as first-party fraud, except that the fraudster “impersonates” an accomplice. The accomplice may be a family member or friend who may or may not know about the borrowing system.

Third Party Loan Fraud

Third-party loan fraud occurs when someone borrows money under the guise of another person. In this situation, an individual (or a group of individuals) provides fraudulent credentials to a creditor in order to borrow money.

Loan Scams and Debt Collections

Debt collection programs aim to attack debtors. These deceptive techniques are used to trick customers into paying a fee to access a loan or to scare borrowers into repaying a loan to the wrong company.

mortgage fraud

Mortgage lenders, who provide loans for the purchase of property, are also vulnerable to fraud. Fraudsters may try to outsmart the mortgage system in order to get a better loan or gain access to a property.

Borrowers who commit real estate fraud are often motivated by a desire to keep their current property or acquire a new one. These borrowers think they are unlikely to be accepted for a loan if they provide honest information, so they falsify or omit important facts such as employment and income, debt and credit or value of a property in order to increase their chances of acceptance and even to acquire better loan conditions.

Why you need to prevent loan fraud

Loan fraud has a wide range of negative implications, which are not limited to banks, governments and lenders.

A thief can, at the very least, take out many payday loans on your behalf. In the worst-case scenario, a fraudster can create a real home, business, or auto loan in your name that you would be required to repay.

You may be liable for money withdrawn on your behalf if you are a victim of credit fraud. If you don’t repay the loan, you could face a significant penalty on your credit score as well as criminal prosecution.

Loan fraud can sometimes be difficult to detect. Especially if the scammer is based in another state or gained access to your mail through a change of address system.

Finally, if an identity thief has used your stolen identity to obtain a loan, they may attempt other types of fraud with it.

Fortunately, the majority of victims can prove that the loan was acquired by an identity thief. However, going through the procedure is still a negative experience that can have long-term consequences on your credit.

7 steps to prevent loan application fraud

Today, thanks to advances in technology, there are several methods to prevent loan application fraud. Some of the most important and relevant are listed here.

Identity verification and facial recognition

Implementing secure technology solutions, such as identity verification and facial recognition, is one of the first steps in loan fraud prevention.

Identity verification is a type of authentication that compares a person’s claimed identification to the data that verifies it. Birth certificates, social security cards, driver’s licenses and other papers can all serve as providers of this objective reality.

In addition to verifying paperwork, which may have been stolen, you can also deploy a facial recognition system to provide even more secure loan fraud prevention.

Facial recognition is a technological method of recognizing a human face.

It is a biometric identification approach that uses a person’s facial pattern and biometric data to authenticate their identity.

Validation of identity data

Identity data validation is the process of verifying that an individual’s personal information, such as name, address, phone number, and email address, exists in the real world.

Checking databases such as mailing address files, phone records, or even basic credit data can help you do this.

digital fingerprint

A digital fingerprint, also known as a digital shadow or an electronic fingerprint, is the data trail you leave when you use the internet. This includes the websites you visit, the emails you send, and the online forms you fill out. A person’s internet actions and gadgets can be tracked via a digital fingerprint.

Since these behaviors and habits are difficult to imitate, using digital fingerprints for verification purposes is a good strategy to avoid fraud.

Therefore, analyzing a user’s digital fingerprint may lead to the discovery of fraud. For example, if a single IP address is used to create several new accounts in a short time, you may suspect fraud.

Bank account verification

The process of determining if funds are being transferred between real bank accounts is called bank account verification.

This technique helps your business verify submitted bank account information and confirm that it belongs to the rightful owner. Finally, you can be sure that the funds are coming from the correct source.

Knowledge-Based Authentication

Knowledge-Based Authentication, abbreviated KBA, is an authentication method based on a series of knowledge questions used to validate a person’s identity to prevent unwanted access to a location or, more generally these days, to an account.

KBA authentication is classified into two types: static and dynamic.

Static knowledge-based authentication, one of the most widely used security approaches, is sometimes referred to as “shared secrets” or “shared secret questions”. When creating an account, the user selects the KBA static question.

Therefore, the question and answer are saved for future use when identity verification is needed.

Unlike static KBA, which requires the user to build a security question and provide the answer when creating an account, dynamic KBA does not require the user to construct a security question and provide the answer. response when creating an account.

This implies that questions are created in real time using data linked to an identification number. “Select the last digits of your social security number”, for example.

Phone and social media authentication

Using social media accounts for authentication is becoming increasingly popular. This type of authentication allows users to access the Internet using their current social media accounts, such as Facebook or Twitter, without having to provide additional credentials.

This way, you can have greater confidence in the truthfulness of users and the validity of their actions.

In terms of social media, several websites use phone authentication, which seems to be more secure than social media authentication.

Since it’s impossible to fake phone numbers, you can be sure that the user is genuine.

Two-factor authentication

Two-factor authentication is one of the most popular verification methods on the web.

It improves security by requiring two verification methods (also known as authentication factors) to prove your identity. A security factor can include something you know – like your email address and password – as well as something you have – like a smartphone app – to approve authentication requests.


This concludes our blog post on the top seven steps to prevent loan application fraud.

As discussed throughout, these types of financial crimes can have serious financial and legal consequences for your business, organization, and users.

By preventing it now, you will avoid these negative repercussions. As we have already noted, there are several ways to keep your users safe. You can select the ones that best suit your organization.

Thank you for taking the time to read this blog post. I hope you found it informative and relevant.

How to manage your online privacy when streaming games Sat, 21 May 2022 18:02:43 +0000

Streaming video games – whether it’s a Let’s Play or a Twitch stream or a sponsored review – is a multi-billion dollar industry. It’s lucrative for game companies, advertisers… and criminals.

Estimated reading time: 4 minutes

Whether you’re a casual gamer streaming for fun, an entrepreneur pro-gamer working as a professional streamer, or even just a casual consumer who enjoys watching video game streams, it’s important to manage your privacy online.

Streaming has changed the face of the gaming world. In many ways, it’s easier than ever to share your gaming experience with the entire internet, compete in championships, or just watch someone play. other play the latest game from your favorite franchise. However, there are also online privacy risks related to ease of access. You don’t need to compromise your security to enjoy streaming. Here are some tips for managing your privacy on the Internet.

Make sure your browser is secure

Streaming services can be accessed through dedicated apps and websites through a browser. A properly encrypted and secure site helps prevent cyberattacks. Look for the “HTTPS” or padlock icon in the address bar. The “S” indicates that the Hypertext Transfer Protocol is secure.

If you use a private browser or incognito browsing mode, this can also reduce the risk of cyberattacks or data thieves.

When you give a cookie to a site

Cookies are cached data that helps a website load faster, but cookies also track your usage and data, and can hamper your system speed. Only allow or accept necessary cookies and be sure to check the permissions requested by a website when you see the pop-up cookie notification.

Regularly clearing your browser’s cache not only helps with security, but can also improve your system’s performance.

Never share your login information

It may seem logical, but never share your passwords, login details or other personal information with anyone. Hackers can steal your identity, even if you only use a username or online ID. Don’t take the risk. Protect your usernames, passwords and financial information and never share them with people online.

If you manage a streaming channel and use a team to help manage uploads, editing, community management, or other tasks, each member of the team should have their own username and password. Most apps and platforms provide options to create a team and authorize individuals on what they can and cannot do. So never share your personal information, even if you trust your team.

Check your privacy settings

Whatever platform you use, be it Steam, Twitch, YouTube, or a proprietary console network like Playstation or Xbox, check your online privacy settings for your account. It’s usually simple and straightforward, and most privacy options are under your account or settings.

Check what information is accessible by others, what permissions you allow the site or app to use (like tracking your usage for bug reports or performance issues), and how much – or little – of your information personal that can be discovered.

If you share images or videos, check if the platform associates your location with your metadata. You may not want to share where you are with the world.

Enable two-factor authentication

A simple yet effective way to add an extra layer of security to your profile and account is to use two-factor authentication. When you log in, you’ll be asked to verify yourself either by email, text, or by entering a code from an authenticator app linked to your account.

Enable two-factor authentication whenever you can.

Watch your portfolio

If you monetize your streaming channel or accept donations, be aware that people who donate money to you may see your legal name. You can create a business account with services like PayPal or Stripe to hide your personal information while allowing legal transactions in your bank account.

Final Thoughts

Unfortunately, no method is foolproof. You can significantly improve your chances by taking simple precautionary steps and enabling additional layers of security to keep you safe and limit the risk of your online privacy being breached.

What do you think of these tips for protecting your online privacy while gaming? Let us know on social media using the buttons below.

Last updated May 21, 2022.

Game Controller Online Privacy ]]> Multi-factor authentication will generate $27 billion for mobile operators this year: Juniper – Cybersecurity Fri, 20 May 2022 00:57:00 +0000

According to a new study from Juniper Research, mobile operators are expected to generate $27 billion from multi-factor authentication text messages worldwide in 2022.

Multi-factor authentication is the combination of two or more credentials, including an email or text message code to verify and secure a transaction.

This jump represents a growth of 5% from the $27 billion generated in 2021. The authors suggest that this growth is the result of increased cybersecurity pressure on digital service providers.

According to research co-author Keith Breed, “SMBs have generally not invested in messaging for security in the past. However, growing pressure to implement greater user security will drive SMB adoption over the next 5 years and increase global traffic.

The study shows that 1.7 trillion multi-factor authentication messages will be delivered globally this year, representing 60% of all enterprise SMS traffic.

Operators can use firewalls to monitor SMS traffic used for multi-factor authentication to capitalize on growing demand in this industry and charge a premium for this traffic.
Mobile operators should automate the monitoring of this traffic by leveraging machine learning algorithms, according to the report.

“Automating traffic detection is critical for operators as we expect multi-factor authentication traffic to reach 2.1 billion messages by 2027,” Breed said.

The Covid-19 pandemic has led to an increase in the adoption of digital services and such as digital virtual assistants, according to a Juniper white paper on the subject.

According to the report, “Voice AI is used to extract information from normal voice calls to create a series of meaningful instructions, which can answer users’ questions quickly and efficiently. Users are increasingly verified by video, using facial recognition with 3D “vividness” detection as a more secure form of authentication.

“Throughout the pandemic, businesses have been able to see the benefits of investing in digital technology with authentication and the level of investment looks set to continue.”

This data-stealing phishing attack is a triple malware threat Wed, 18 May 2022 00:09:27 +0000

Cybercriminals are always looking for new ways to spread malware. One of their favorite methods is hiding malware in Android apps. Tap or click here for three types of Android malware to avoid.

Phishing attacks are another popular way to spread malware and steal sensitive data. There’s a new kind of phishing attack that’s hard to spot.

Read on to see how this malware spreads and what you can do about it.

Here is the backstory

What’s worse than malware infiltrating your device? Three different malware at once. This should send shivers down your spine, and sadly, that’s what cybersecurity researchers at Fortinet detail in their latest report.

The phishing campaign targets Windows computers and attempts to drop three different malware variants to steal your sensitive information. In the report, AveMariaRAT, BitRAT and PandoraHVNC malware enters your computer through an infected Excel document.

The term “fileless” refers to the email not having the malicious file attached, but rather the execution of a macro command when you open the Excel document. Attackers often use fake payment notification for bait.

The most dangerous part of the email is that it automatically triggers the malware when you open the document and enable macros. The macro command retrieves all three malware variants from the cybercriminal’s server, disguised as a legitimate PowerShell file, to bypass detection.

What can you do about it

The phishing attack is serious, but you greatly reduce your risk of infection if you remain vigilant and take steps to protect yourself. Here are some tips to achieve this:

  • Do not click on links you receive in unsolicited emails or text messages. They could be malicious and infect your device with malware.
  • Never open Word or Excel files attached to unsolicited emails. If you open one of these documents and it says you need to enable macros, close the file and delete it immediately.
  • Keep your computer and mobile devices up to date with the latest version. Operating system and application updates protect you from the latest threats and are your first line of defense against malware.
  • Use two-factor authentication and password managers for better security.
  • Always have a trusted antivirus program updated and running on all your devices. We recommend our sponsor, TotalAV. Right now, get an annual plan with TotalAV for just $19 at That’s over 85% off the regular price!

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